Your Trusted
Insurance Partners
We earn your trust by doing more than just quoting policies—we take the time to understand your specific risks and goals. Every client is different, and we tailor coverage based on your situation, not a one-size-fits-all approach. We work with multiple top-rated carriers to find the right balance between protection and price. Our team is accessible, responsive, and committed to guiding you through every step, from quote to claim. As your local agency, we’re here for the long term—not just the transaction.
About us
Double XL Insurance Group, LLC is a full-service Property & Casualty insurance agency operating under the Del Toro Insurance brand. With over 10 years of combined industry experience, we specialize in providing tailored insurance solutions across personal and commercial lines.
Our expertise includes homeowners, auto, commercial general liability, commercial auto, builders risk, umbrella, and specialty coverages for contractors and business owners. We understand that every risk is different, which is why we take a consultative approach, evaluating your needs, identifying coverage gaps, and structuring policies that properly protect your assets.
At Del Toro Insurance Miramar, our focus is not just on placing coverage, but on building long-term relationships through reliable service, market knowledge, and consistent support.
Need Personal or Commercial Insurance?We’re Your Guys!
Stay protected on the road with coverage built around how you drive and how you work. Whether it’s your personal vehicle or a full business fleet, we help you secure the right protection for liability, physical damage, uninsured motorists, and more. For business owners, we structure Commercial Auto policies that meet contract requirements and keep your operations moving without interruption. At Del Toro Insurance Miramar, we compare multiple top-rated carriers to find the best balance between price and protection, so you’re not just insured, you’re properly covered every mile of the way.
Protect what matters most with coverage tailored to your living situation. Whether you own your home or rent, we help you secure the right protection for your property, personal belongings, and liability. From hurricanes and water damage to theft and everyday accidents, we work with multiple top-rated carriers to find options that fit both your needs and your budget. At Del Toro Insurance Miramar, we guide you through the details, so you understand your coverage and feel confident your home is properly protected.
Protect your business from the unexpected with coverage built around your operations. We offer General Liability, Commercial Auto, Workers’ Compensation, Excess Liability, and other essential protections to help safeguard your business against lawsuits, property damage, and on-the-job risks. At Del Toro Insurance Miramar, we take the time to understand your industry, contracts, and exposures so we can structure coverage that actually meets real-world requirements, not just minimum limits. Whether you’re a contractor, business owner, or growing company, we help you stay compliant, protected, and ready to operate with confidence.
Protect your time on the water with coverage designed for real-world risks. Whether you own a small fishing boat, jet ski, or luxury yacht, we help you secure the right protection for physical damage, liability, theft, and more. At Del Toro Insurance Miramar, we work with multiple top-rated carriers to find competitive options tailored to how and where you use your vessel. From inland lakes to open waters, we make sure you’re covered, so you can focus on enjoying the ride.
Follow us on Instagram
Chat with us on WhatsApp
Contact Us
Have questions or need a quote? We’re here to help. Contact our team today and get personalized guidance from a local agent who understands your needs. Quick responses, real answers, and service you can rely on.